Agirc-Arrco supplementary pensions: why transferring the collection of contributions to Urssaf is fraught with mistakes?

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The collection of Agirc Arrco contributions will be handed over to Urssaf on January 1st. However, according to trade unions and employers’ associations, as well as supplementary pension institutions, this reform could be the source of many mistakes.

From next January 1st Urssaf will be responsible for collecting the supplementary pension contributions Private sector companies, a task previously carried out by Agirc-Arrco. This affects paying companies in one location (9,170 companies or 5.6 million employees). And for the rest of the companies, this transfer will take place on January 1, 2024.

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The goal ? facilitate business processeswho would have only one interlocutor, and save money : According to Urssaf, improving the recovery would allow a profit of 400 million euros.

This reform, which is planned for 2020 in the Social Insurance Financing Act (SVG), was originally intended to come into force on January 1, 2022, but has actually taken place postponedespecially due to the health crisis.

Possible mistakes?

For several months, however, trade unions and employers’ associations, as well as supplementary pension institutions, have been warning the government about the existing technical difficulties, making it impossible for them to successfully complete the transfer on the scheduled date. They doubt the reliability of the contribution collection and fear errors that could have an impact on the pension entitlements of workers in the private sector. In a joint letter from the end of September, the social partners called on the government to postpone the reform. Vain.

This Thursday in The ParisianUnion and employer representatives reiterated their concerns: “By entrusting Urssaf with the collection of pension contributions, we are dealing with a pension reform that does not give its name,” Michel Beaugas of Force Ouvrière denounced to our colleagues. The risk is that, as in the case of Action Logement, the state will use contributions from private sector workers to fund other expenditures.

Therein lies the fear of unions and employers the possibility of declining service for retirees “There are doubts about Urssaf’s ability to provide the correct nominative and complete information to all private sector workers,” said Eric Chevée of the Confederation of Small and Medium-Sized Enterprises, one of the Courier’s signatories capital city. “Why create huge risks of error in workers’ pension rights by using an intermediary, Urssaf?” For her part, Brigitte Pisa, Vice-President of the regime, reacts with the Parisian.

In a report released last June, the Senate’s Social Security Evaluation and Oversight Mission (MECSS) made the same assessment not all conditions were met to reform the system by January 1, 2023 and asked for it to be postponed to 2024.

“That individual data reliability capabilities of the URSSAF nominative social declaration (DSN) have been developed too late to allow the transfer to be carried out, which is only of residual interest in terms of simplifying procedures for companies and managing savings”, the rapporteurs affirm.

On his side, the Urssaf, on the other hand, claims to be ready Reclaim contributions from 2023. “Agirc-Arrco has developed tools and know-how to make the data for each corporate statement more reliable (…) These controls should not disappear,” said Yann-Gaël Amghar, director of Urssaf, in an interview capital city in June.

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